On the 4th of July, the fireworks reflect off Lake Coeur d'Alene from this deck. That moment doesn't make the brochure -- but it's why the next owner is going to find this listing. Cave Bay on Lake Coeur d'Alene. Wrap-around deck with a pergola. Your own boat slip about 2 minutes from the front door. Members-only sandy beach, private boat launch, community park -- all walking distance. HOA covers community water, sewer, and snow removal, so winter belongs to someone else. Independent appraisal on file at $430,000 (May 2026). Recent home inspection complete. Now listed BELOW APPRAISED VALUE at $429,999. Most furniture included -- walk in, drop the bags, pour a drink. Owner has invested $30,000+ since 2017: new deck, new gutters, updated flooring, remodeled bathroom, washer/dryer, appliances, septic pump. Heat pump and central air. Propane backup stove keeps the house warm when the grid doesn't. Metal roof. 1-car garage. High-speed internet. All appliances included. For the buyer rental. BNBCalc A-rated. $71,656 projected annual revenue. 19.3% cash-on-cash. 11.1% cap rate. Top 9% of comparable Cave Bay units on occupancy. 7 min to Coeur d'Alene Casino & Resort. 30 min to downtown CDA. 55 min to Spokane International -- non-stop to LA, SF, Denver, Seattle. 1979 HUD-compliant double-wide. Cash, conventional, portfolio, and DSCR financing welcome. Schedule a private showing -- preferably before the 4th.